Our Commitment to Privacy

It is the policy of AFS to combine the highest level of integrity in dealing with our clients and partners along with the highest quality products and services. The confidentiality of any information we may collect during our normal course of business is of the utmost importance. Our Privacy Policy is designed to assist you in understanding how we collect, use and safeguard the information you provide to us and to assist you in making informed decisions when using our site and our products and services.

What Information Do We Collect?
We generally collect two types of information on our Web Site. Customer information, which you knowingly and voluntarily provide to us, and web site usage information collected on an aggregate basis as you browse our Web Site.

Customer Information

In order to administer a business activity, we may ask you to provide personal or company information to us or our partners. All information received is only used as necessary to administer the necessary business activity. To accomplish this goal, we may forward this information to other employees within our organization or partners outside of our organization who are better able to administer this business activity. We want to make it clear that we will not obtain personally identifying information about you when you visit our site, unless you knowingly and voluntarily provide such information to us. Except for authorized law enforcement investigations, or as otherwise required by law, we do not share any information we receive with any outside parties.

Web Site Usage Information

Similar to other commercial Web sites our Web server logs information about how our Web site is used. Information gathered through our Web server logs may include the date and time of visits, the pages viewed, time spent on the Web site, and any site(s) visited just before and just after our Web site, as well as other generally available information. This information is collected on an aggregate basis. None of this information is associated with you as an individual. If your browser accepts cookies we may use a cookie to determine if you are a repeat or new visitor, or to understand how many different visitors come to our sites. When we examine this data, it is always presented in an aggregate form.

Links to Other Sites

Links accessible from our Web Site may contain hypertext links or pointers to information created and maintained by other public and private organizations. These links and pointers are provided for visitors' convenience. AFS does not control or guarantee the accuracy, timeliness, or completeness of any linked information from non-AFS sites. The inclusion of links or pointers to Web sites is not intended to assign importance to those sites or the information contained therein, nor is it intended to endorse or recommend any views expressed, or products or services offered on these sites.

Security

For site security purposes and to ensure that this service remains available to all users, AFS's web servers employ industry-standard methods to monitor network traffic to identify unauthorized attempts to upload or change information, or otherwise cause damage. Unauthorized attempts to upload information or change information on AFS's servers are strictly prohibited and may be punishable by law, including the Computer Fraud and Abuse Act of 1986 and the National Information Infrastructure Protection Act. In the specific context of this security monitoring, there is no expectation of privacy. However, only in the case of actual law enforcement investigations, will we attempt to identify individual users.

We secure customer information, once we receive it from you, by using commercially reasonable efforts to provide a secure environment and to prevent unauthorized access or disclosure, or accidental loss or destruction of identifying Information. In addition, our corporate policies and practices are committed to the protection of customer information. In general, our business practices and systems limit employee or partner access to this information, and limit the use and disclosure of such information to authorized persons, processes and transactions.

System Uptime

AFS’s goal is 100% uptime, with the exception of scheduled maintenance. Toward this end, we have selected premium business partners and built redundancies into our network operations to address the most common causes for unscheduled downtime.

Sharing Information with Affiliates/Partners

We only share information with Affiliates or Strategic partners as required to perform the services we have been engaged to provide. We have Confidentiality Agreements with all our Affiliates and Partners, which restrict the use of confidential information. We take measures to select product or service providers that are responsible and afford privacy protections to their customers. However, we cannot make any representations about the practices and policies of these companies.

Sharing Information with Outside Parties

We may provide aggregate information about our customers, sales, Web site traffic patterns and related Web site information to reputable outside third parties, but this information will not include personally identifying data, except as otherwise provided in this Privacy Policy.

Children and Privacy

The Federal Trade Commission has issued rules to implement the Children's Online Privacy Protection Act of 1998 (COPPA). We are in compliance with that Act and we do not collect or disclose to any Partner or Affiliate any personal information from children under 13 without first obtaining parental consent.

Security/Financial/Information

Financial information that is collected is used solely to charge the user for products and services or collect information from a debtor for purposes of paying on a client account. Credit Card and Bank Account information is collected only over secure SSL Encrypted Internet connections. Credit card data is not stored after completing the transaction.

Notice Email Policy / Opting-Out

As AFS provides a business service, on occasion we may send a notice to clients via email. We intend to only send notices to active clients as necessary to provide the service as contracted. Sometimes these notices are critical in nature. As such, you may not opt-out of these notices unless you cancel the service contract as provided for in the terms of the agreement.

Marketing Email Policy / Opting-Out

AFS prohibits the sending of unsolicited mass marketing e-mails of any kind. If you provide your email address to us, we will only use this information for its intended purpose which may include requesting your permission to be added to our marketing list. You will only be added to our marketing list by confirming your intent to be added via a secondary confirmation system. Once added, we will not sell, trade or give your email or other contact details to anyone without your permission. If you give us permission to send marketing emails to you, you may opt-out of receiving marketing e-mails from us at any time by following the instructions on any marketing email you receive from us.

Changes to this Privacy Policy

AFS may amend this policy from time to time. If we make any substantial changes in the way we use your personal information we will make that information available by posting a notice on this site.